Save for a rainy day (or other infrequent expenses like car insurance, property taxes, vacations etc.).Thirdly, they seem to truly care about your budget because of their YNAB methodology They have a YNAB philosophy composed of 4 principles or rules:

I am a big fan of easy-to-read, to-the-point instructions. Secondly, there are instructions that you can click on when you toggle it with your cursor. It’s intuitive and it feels like “Quicken” but it is more aesthetically pleasing and user-friendly.įor one, there are video instructions on how to get started.

It has apparently taken the personal finance world by storm unbeknownst to me… and I can see why. To find out whether you should stick with Mint or maybe try another popular budgeting app like YNAB, click here to read more about the different options and determine which one is right for you. I was looking for something safer than and et voila, the idea of YNAB was planted in my mind by a Y&T.ca reader. What does it stand for? You Need A Budget. (What can I say, I’m a total convert to the Mac) I know Quicken is a powerful machine/beast but for a simple gal like me, I was looking for something that wasn’t so difficult to look at and worked on my Mac without me having to go to a windows interface. Don’t get me wrong, Quicken is great and there are so many people who swear by it. Sorry guys- no food porn today.Īs many of you know, I had a huge Quicken Home and Business software usage FAIL in January (despite my attempts, I was unable to master it or intuitively understand it).

(Sorry Sandy I know you love my food posts!) I haven’t been out to eat very much so I don’t have anything new to share this month. Instead of the usual food post, thought I’d post this for you for “food for thought” lol. Youngandthrifty.ca reviews YNAB 3 (You Need a Budget) which is apparently the best budgeting software available out there (Yes, Quicken users, eat your heart out)

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Best mac personal finance software